/* Everly Home Tips: isolated from other site layouts. */
.everly-blog{--navy:#031018;--deep:#020b11;--panel:#0b1c28;--line:#263b48;--white:#f5f7f8;--muted:#c2cbd1;--cyan:#34b9e1;--ink:#102735;--link:#006581;margin:0;background:var(--navy);color:var(--white);font-family:Arial,Helvetica,sans-serif;font-size:16px;line-height:1.6;-webkit-font-smoothing:antialiased}
.everly-blog *,.everly-blog *::before,.everly-blog *::after{box-sizing:border-box}
.everly-blog [hidden]{display:none!important}
.everly-blog img{display:block;max-width:100%;height:auto}
.everly-blog a{color:inherit;text-underline-offset:3px}
.everly-blog a:hover{text-decoration:underline}
.everly-blog button,.everly-blog input{font:inherit}
.everly-blog button{cursor:pointer}
.everly-blog button:focus-visible,.everly-blog input:focus-visible,.everly-blog a:focus-visible{outline:3px solid var(--cyan);outline-offset:5px}
.everly-blog h1,.everly-blog h2,.everly-blog h3,.everly-blog p{margin:0}
.everly-blog .blog-wrap{width:min(1180px,calc(100% - 80px));margin-inline:auto}
.everly-blog .visually-hidden{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.everly-blog .skip-link{position:absolute;top:8px;left:12px;padding:10px 16px;z-index:20;background:white;color:var(--ink);transform:translateY(-200%)}
.everly-blog .skip-link:focus{transform:translateY(0)}
.everly-blog .site-header{background:var(--navy);border-bottom:1px solid var(--line);position:relative;z-index:5}
.everly-blog .header-inner{min-height:96px;display:flex;align-items:center;justify-content:space-between;gap:35px}
.everly-blog .brand{display:block;flex-shrink:0}
.everly-blog .brand img{width:160px;height:auto}
.everly-blog .main-nav{display:flex;align-items:center;gap:25px}
.everly-blog .main-nav>a{font-size:13px;line-height:1.3;text-decoration:none;white-space:nowrap}
.everly-blog .main-nav>a:hover,.everly-blog .main-nav>a.active{color:var(--cyan)}
.everly-blog .button{display:inline-flex;align-items:center;justify-content:center;gap:20px;min-height:46px;padding:11px 19px;background:#086d94;border:1px solid #298bad;border-radius:3px;color:#fff;font-size:14px;font-weight:700;line-height:1.4;text-decoration:none;transition:background .16s ease}
.everly-blog .button:hover{background:#075777;color:#fff;text-decoration:none}
.everly-blog .button span{font-size:23px;font-weight:400;line-height:1}
.everly-blog .menu-toggle{display:none}
.everly-blog .eyebrow{color:var(--cyan);font-size:12px;line-height:1.5;font-weight:700;letter-spacing:1.4px;text-transform:uppercase}
.everly-blog .section-label{margin-bottom:20px}
.everly-blog .hub-content{padding-bottom:70px}
.everly-blog .hub-intro{padding:60px 0 34px}
.everly-blog .hub-intro h1{font-size:clamp(40px,4.5vw,60px);line-height:1.09;letter-spacing:-1.6px;font-weight:500;margin:14px 0 20px}
.everly-blog .hero-description{font-size:19px;line-height:1.5}
.everly-blog .topic-search{margin-top:26px;display:flex;align-items:center;gap:13px;max-width:510px;border:1px solid #406074;border-radius:3px;padding:0 17px}
.everly-blog .topic-search svg{width:21px;height:21px;stroke:var(--cyan);fill:none;stroke-width:1.8;flex-shrink:0}
.everly-blog .topic-search input{min-width:0;width:100%;height:52px;border:0;color:var(--white);background:transparent;font-size:15px;outline-offset:0}
.everly-blog .topic-search input::placeholder{color:var(--muted);opacity:1}
.everly-blog .topic-filters{padding:18px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line);display:flex;flex-wrap:wrap;gap:10px}
.everly-blog .topic-filters button{color:var(--white);border:1px solid #406074;background:#071d2a;border-radius:3px;min-height:43px;padding:8px 17px;font-size:14px}
.everly-blog .topic-filters button[aria-pressed=true]{background:#07364b;border-color:var(--cyan);box-shadow:inset 0 -2px var(--cyan)}
.everly-blog .hub-feature-layout{display:grid;grid-template-columns:minmax(0,1fr) 270px;gap:28px;margin-top:38px;align-items:start}
.everly-blog .feature-card{border:1px solid var(--line);border-radius:3px;overflow:hidden;background:#061b27}
.everly-blog .feature-image{display:block;overflow:hidden}
.everly-blog .feature-image img{width:100%;height:auto;aspect-ratio:1.75;object-fit:cover}
.everly-blog .feature-copy{padding:24px 26px 27px}
.everly-blog .feature-copy .eyebrow{font-size:11px;letter-spacing:1.2px}
.everly-blog .feature-copy h3{font-size:29px;line-height:1.3;font-weight:500;letter-spacing:-.5px;margin:12px 0 15px}
.everly-blog .feature-copy h3 a,.everly-blog .story-copy h3 a{text-decoration:none}
.everly-blog .feature-copy h3 a:hover,.everly-blog .story-copy h3 a:hover{text-decoration:underline}
.everly-blog .feature-copy>p:not(.eyebrow){color:var(--muted);font-size:16px;line-height:1.7;margin-bottom:21px}
.everly-blog .help-card{margin-top:38px;padding:24px;background:#071c28;border:1px solid var(--line);border-radius:3px}
.everly-blog .help-card .eyebrow{font-size:13px;line-height:1.7}
.everly-blog .help-card>p:not(.eyebrow){font-size:17px;line-height:1.65;margin:17px 0 21px;color:var(--white)}
.everly-blog .help-card .button{width:100%;gap:12px}
.everly-blog .help-phone{display:block;text-align:center;font-size:15px;text-decoration:none;margin-top:16px}
.everly-blog .hub-topics{margin-top:40px}
.everly-blog .story-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}
.everly-blog .story-card{display:flex;flex-direction:column;overflow:hidden;border:1px solid var(--line);border-radius:3px;background:#071b27}
.everly-blog .story-image{display:block;overflow:hidden}
.everly-blog .story-image img{width:100%;height:auto;aspect-ratio:1.7;object-fit:cover}
.everly-blog .story-copy{padding:21px 21px 23px;display:flex;flex-direction:column;flex:1;align-items:flex-start}
.everly-blog .story-copy .eyebrow{font-size:11px;letter-spacing:1.2px}
.everly-blog .story-copy h3{font-size:23px;line-height:1.3;font-weight:500;margin:8px 0 13px;letter-spacing:-.3px}
.everly-blog .story-copy>p:not(.eyebrow){color:var(--muted);font-size:15px;line-height:1.65;margin-bottom:22px}
.everly-blog .text-link{display:inline-flex;gap:15px;align-items:center;font-size:14px;color:var(--cyan);margin-top:auto;text-decoration:none}
.everly-blog .text-link span{font-size:23px}
.everly-blog .without-feature{display:block}
.everly-blog .without-feature .help-card{margin-top:0;max-width:100%;display:flex;gap:24px;align-items:center;flex-wrap:wrap}
.everly-blog .without-feature .help-card p{margin:0;flex:1}
.everly-blog .without-feature .help-card .button{width:auto}
.everly-blog .without-feature .help-phone{margin:0}
.everly-blog .no-results{padding:45px 0}
.everly-blog .no-results h2{font-size:26px;margin-bottom:8px}
.everly-blog .no-results p{color:var(--muted);margin-bottom:20px}
.everly-blog .search-note{color:var(--muted);margin-top:24px}
.everly-blog .site-footer{background:var(--deep);border-top:1px solid var(--line);padding:34px 0 23px}
.everly-blog .footer-top{display:flex;align-items:center;justify-content:space-between;gap:30px;padding-bottom:27px}
.everly-blog .footer-nav{display:flex;gap:30px;flex-wrap:wrap}
.everly-blog .footer-nav a,.everly-blog .footer-bottom a{font-size:13px;text-decoration:none}
.everly-blog .footer-contact{text-align:right;font-size:15px}
.everly-blog .footer-contact>a{display:block;text-decoration:none}
.everly-blog .footer-contact span{display:block;font-size:13px;color:var(--muted);margin-top:2px}
.everly-blog .footer-bottom{display:flex;justify-content:space-between;gap:20px;padding-top:17px;border-top:1px solid #216580;font-size:12px;color:var(--muted)}
/* Article: retain the dark Everly shell; give the reading area a light canvas. */
.everly-blog .article-hero{position:relative;overflow:hidden;background:var(--navy)}
.everly-blog .article-hero-image{position:absolute;width:53%;height:100%;right:0;top:0;object-fit:cover;object-position:56% 52%}
.everly-blog .article-hero::after{content:"";position:absolute;inset:0;pointer-events:none;background:linear-gradient(90deg,#031018 0%,#031018 47%,rgba(3,16,24,.94) 51%,rgba(3,16,24,.22) 68%,transparent 82%)}
.everly-blog .article-hero-inner{min-height:350px;position:relative;z-index:1;display:flex;align-items:center}
.everly-blog .article-hero-copy{width:68%;padding:43px 0}
.everly-blog .article-hero h1{font-size:clamp(30px,3.1vw,42px);line-height:1.13;letter-spacing:-1.1px;font-weight:600;margin:10px 0 20px}
.everly-blog .article-hero .hero-description{max-width:570px;font-size:18px}
.everly-blog .byline{font-size:13px;line-height:1.5;margin-top:22px;color:#eef4f7}
.everly-blog .byline span{padding-inline:7px}
.everly-blog .reading-canvas{background:#fafbfc;color:var(--ink);padding-bottom:38px}
.everly-blog .breadcrumbs{padding:21px 0;display:flex;align-items:center;gap:13px;font-size:13px}
.everly-blog .breadcrumbs a{color:var(--link)}
.everly-blog .article-layout{display:grid;grid-template-columns:minmax(0,1fr) 290px;gap:40px;align-items:start}
.everly-blog .article-body{font-size:18px;line-height:1.7;min-width:0}
.everly-blog .article-intro{font-size:23px;line-height:1.5;font-weight:400;margin-bottom:25px;color:#102735}
.everly-blog .article-body h2,.everly-blog .article-cta h2{font-size:29px;line-height:1.25;font-weight:700;letter-spacing:-.55px;color:#102735}
.everly-blog .article-body h2{margin-bottom:11px}
.everly-blog .article-body h2>span{font-size:.9em;margin-right:5px}
.everly-blog .article-body p+p{margin-top:12px}
.everly-blog .article-body a,.everly-blog .article-cta p a,.everly-blog .related-stories>.section-heading-row>a{color:var(--link);text-decoration:underline;text-decoration-thickness:1px}
.everly-blog .article-section{padding:26px 0;border-bottom:1px solid #cad8df;scroll-margin-top:20px}
.everly-blog .article-section:last-child{border-bottom:0;padding-bottom:10px}
.everly-blog .quick-answer{background:#e6f5fa;border:1px solid #d9edf4;border-radius:5px;padding:22px;scroll-margin-top:20px}
.everly-blog .quick-answer h2{margin-bottom:13px}
.everly-blog .quick-answer table{width:100%;border-collapse:separate;border-spacing:0 5px;font-size:16px;line-height:1.5}
.everly-blog .quick-answer th,.everly-blog .quick-answer td{padding:8px 11px;background:#f7fcfe;text-align:left;vertical-align:top}
.everly-blog .quick-answer th{font-weight:700;width:34%;border-radius:3px 0 0 3px}
.everly-blog .quick-answer td{border-radius:0 3px 3px 0}
.everly-blog .key-point{font-size:16px;line-height:1.6;font-weight:700;background:#eaf3f7;padding:11px 16px;border-radius:4px;margin-top:14px!important}
.everly-blog .source-link{font-size:17px;line-height:1.5;margin-top:12px!important}
.everly-blog .local-source-links{display:flex;gap:24px;flex-wrap:wrap;font-size:17px;line-height:1.5;margin-top:15px}
.everly-blog .price-checklist{padding-left:29px;margin:14px 0 0;list-style:decimal}
.everly-blog .price-checklist li{padding-left:7px;margin:6px 0}
.everly-blog .price-checklist li::marker{font-weight:700;color:var(--link)}
.everly-blog .article-toc{padding:25px 22px;border:1px solid #dcebf2;background:#eaf4f8;border-radius:5px;margin-top:0}
.everly-blog .article-toc .eyebrow{color:var(--link);font-size:12px;letter-spacing:1.4px;margin-bottom:18px}
.everly-blog .article-toc ul{list-style:none;padding:0;margin:0}
.everly-blog .article-toc li{position:relative;padding-left:16px;margin-top:13px;font-size:14px;line-height:1.5}
.everly-blog .article-toc li::before{content:"▸";position:absolute;left:0;color:var(--link)}
.everly-blog .article-toc a{color:var(--link);text-decoration:none}
.everly-blog .article-toc a:hover{text-decoration:underline}
.everly-blog .article-cta{display:flex;align-items:center;justify-content:space-between;gap:28px;background:#eaf4f8;border:1px solid #dcebf2;padding:24px 26px;border-radius:5px;margin:24px 0 28px;scroll-margin-top:20px}
.everly-blog .article-cta h2{font-size:27px;margin-bottom:6px}
.everly-blog .article-cta p{font-size:17px;line-height:1.6}
.everly-blog .article-cta .button{flex-shrink:0;background:#064764;border-color:#064764;padding:14px 22px}
.everly-blog .article-cta .button:hover{background:#053549}
.everly-blog .related-stories{border-top:1px solid #cad8df;padding-top:19px}
.everly-blog .section-heading-row{display:flex;align-items:center;justify-content:space-between;gap:20px;margin-bottom:18px}
.everly-blog .section-heading-row .section-label{margin:0;color:var(--link)}
.everly-blog .section-heading-row>a{font-size:14px}
.everly-blog .related-stories .story-card{background:#fff;border-color:#d4e2e9}
.everly-blog .related-stories .story-copy{padding:15px 17px 20px}
.everly-blog .related-stories .story-copy .eyebrow{color:var(--link)}
.everly-blog .related-stories .story-copy h3{font-size:23px;margin:5px 0 0}
.everly-blog .related-stories .story-image img{aspect-ratio:2.15}
@media(min-width:1500px){.everly-blog .article-hero-image{width:50%}}
@media(max-width:1120px){
.everly-blog .blog-wrap{width:calc(100% - 56px)}
.everly-blog .header-inner{gap:22px}
.everly-blog .main-nav{gap:18px}
.everly-blog .main-nav>a{font-size:12px}
.everly-blog .brand img{width:142px}
.everly-blog .main-nav .header-button{padding:11px 13px;gap:9px}
.everly-blog .article-layout{grid-template-columns:minmax(0,1fr) 245px;gap:29px}
.everly-blog .article-toc{padding:22px 18px}
.everly-blog .article-toc li{font-size:13px}
.everly-blog .article-body h2{font-size:27px}
.everly-blog .article-intro{font-size:21px}
.everly-blog .quick-answer{padding:18px}
.everly-blog .quick-answer table{font-size:15px}
}
@media(max-width:900px){
.everly-blog .header-inner{min-height:82px;flex-wrap:wrap}
.everly-blog .brand img{width:145px}
.everly-blog .menu-toggle{display:flex;align-items:center;gap:10px;background:none;border:1px solid #406074;border-radius:3px;color:var(--white);font-size:14px;padding:9px 12px;min-height:44px}
.everly-blog .menu-toggle svg{width:21px;height:21px;stroke:currentColor;fill:none;stroke-width:1.8}
.everly-blog .main-nav{display:none;width:100%;padding:0 0 22px;gap:0;flex-direction:column;align-items:stretch}
.everly-blog .main-nav.is-open{display:flex}
.everly-blog .main-nav>a{font-size:15px;padding:12px 0}
.everly-blog .main-nav .header-button{align-self:flex-start;padding:12px 17px;margin-top:9px}
.everly-blog .hub-feature-layout{grid-template-columns:minmax(0,1fr) 220px;gap:22px}
.everly-blog .feature-copy{padding:22px}
.everly-blog .feature-copy h3{font-size:25px}
.everly-blog .help-card{padding:19px}
.everly-blog .help-card>p:not(.eyebrow){font-size:16px}
.everly-blog .story-grid{gap:16px}
.everly-blog .story-copy{padding:17px}
.everly-blog .story-copy h3{font-size:20px}
.everly-blog .article-hero-copy{width:78%}
.everly-blog .article-hero::after{background:linear-gradient(90deg,#031018 0%,rgba(3,16,24,.95) 45%,rgba(3,16,24,.6) 71%,rgba(3,16,24,.1) 100%)}
.everly-blog .article-layout{grid-template-columns:minmax(0,1fr)}
.everly-blog .article-toc{grid-row:1;margin-bottom:0;padding:19px 22px}
.everly-blog .article-toc ul{display:grid;grid-template-columns:1fr 1fr;gap:10px 25px}
.everly-blog .article-toc li{font-size:14px;margin:0}
.everly-blog .article-toc .eyebrow{margin-bottom:14px}
.everly-blog .article-body{max-width:100%}
.everly-blog .article-cta{padding:23px}
.everly-blog .article-cta h2{font-size:25px}
.everly-blog .related-stories .story-copy h3{font-size:20px}
.everly-blog .footer-nav{gap:17px}
.everly-blog .footer-top{gap:22px;flex-wrap:wrap}
}
@media(max-width:620px){
.everly-blog .blog-wrap{width:calc(100% - 36px)}
.everly-blog .header-inner{min-height:76px}
.everly-blog .brand img{width:140px}
.everly-blog .hub-intro{padding:36px 0 27px}
.everly-blog .hub-intro h1{font-size:42px;letter-spacing:-1.2px}
.everly-blog .hero-description{font-size:17px}
.everly-blog .topic-search{margin-top:23px}
.everly-blog .topic-search input{font-size:14px;height:49px}
.everly-blog .topic-filters{gap:8px}
.everly-blog .topic-filters button{font-size:12px;padding:8px 11px;min-height:42px}
.everly-blog .hub-feature-layout{display:flex;flex-direction:column;margin-top:28px;gap:24px}
.everly-blog .feature-copy{padding:20px}
.everly-blog .feature-copy .eyebrow{font-size:10px}
.everly-blog .feature-copy h3{font-size:25px}
.everly-blog .feature-copy>p:not(.eyebrow){font-size:16px}
.everly-blog .help-card{width:100%;margin-top:0;padding:21px}
.everly-blog .help-card .button{width:auto}
.everly-blog .help-phone{text-align:left;display:inline-block;margin:0 0 0 18px;font-size:14px}
.everly-blog .hub-topics{margin-top:30px}
.everly-blog .story-grid{grid-template-columns:1fr;gap:22px}
.everly-blog .story-copy h3{font-size:25px}
.everly-blog .story-copy>p:not(.eyebrow){font-size:16px;margin-bottom:15px}
.everly-blog .story-copy{padding:21px}
.everly-blog .story-image img{aspect-ratio:1.85}
.everly-blog .hub-content{padding-bottom:38px}
.everly-blog .without-feature .help-card{display:block}
.everly-blog .without-feature .help-card>p:not(.eyebrow){margin:13px 0 18px}
.everly-blog .without-feature .help-phone{margin-left:18px}
.everly-blog .site-footer{padding:27px 0 20px}
.everly-blog .footer-top{gap:24px;padding-bottom:25px}
.everly-blog .footer-nav{width:100%;order:3;gap:20px}
.everly-blog .footer-contact{margin-left:auto;font-size:14px}
.everly-blog .footer-contact span{font-size:12px}
.everly-blog .footer-bottom{font-size:11px;gap:12px}
.everly-blog .footer-bottom a{font-size:11px}
.everly-blog .article-hero-image{width:100%;height:100%;object-position:64% 50%;opacity:.55}
.everly-blog .article-hero::after{background:linear-gradient(90deg,rgba(3,16,24,.94),rgba(3,16,24,.62))}
.everly-blog .article-hero-inner{min-height:360px}
.everly-blog .article-hero-copy{width:100%;padding:34px 0}
.everly-blog .article-hero h1{font-size:32px;line-height:1.14;letter-spacing:-.8px;margin:12px 0 18px}
.everly-blog .desktop-break{display:none}
.everly-blog .article-hero .hero-description{font-size:17px}
.everly-blog .byline{font-size:12px;margin-top:18px}
.everly-blog .breadcrumbs{padding:17px 0;font-size:12px}
.everly-blog .article-layout{gap:25px}
.everly-blog .article-toc{padding:17px}
.everly-blog .article-toc ul{gap:10px 16px}
.everly-blog .article-toc li{font-size:12px;padding-left:12px}
.everly-blog .article-toc .eyebrow{font-size:11px}
.everly-blog .article-intro{font-size:20px;line-height:1.55;margin-bottom:23px}
.everly-blog .article-body{font-size:18px;line-height:1.7}
.everly-blog .article-body h2{font-size:26px;letter-spacing:-.4px;line-height:1.28}
.everly-blog .quick-answer{padding:17px 15px}
.everly-blog .quick-answer table{font-size:15px;border-spacing:0 7px}
.everly-blog .quick-answer th,.everly-blog .quick-answer td{display:block;width:100%;padding:8px 11px}
.everly-blog .quick-answer th{padding-bottom:1px;border-radius:3px 3px 0 0}
.everly-blog .quick-answer td{padding-top:3px;border-radius:0 0 3px 3px}
.everly-blog .quick-answer tr{display:block;margin-top:9px}
.everly-blog .quick-answer h2{margin-bottom:5px}
.everly-blog .article-section{padding:24px 0}
.everly-blog .key-point{padding:12px 14px;font-size:16px}
.everly-blog .source-link,.everly-blog .local-source-links{font-size:16px}
.everly-blog .local-source-links{gap:12px}
.everly-blog .price-checklist{padding-left:25px}
.everly-blog .price-checklist li{padding-left:3px;margin:10px 0}
.everly-blog .article-cta{align-items:flex-start;flex-direction:column;gap:19px;padding:21px;margin:24px 0}
.everly-blog .article-cta h2{font-size:26px;line-height:1.25}
.everly-blog .article-cta p{font-size:17px}
.everly-blog .section-heading-row{align-items:flex-start;gap:10px;flex-direction:column}
.everly-blog .section-heading-row .section-label{font-size:11px}
.everly-blog .section-heading-row>a{font-size:13px}
.everly-blog .related-stories .story-copy{padding:17px 19px 22px}
.everly-blog .related-stories .story-copy h3{font-size:24px}
.everly-blog .related-stories .story-image img{aspect-ratio:1.9}
.everly-blog .reading-canvas{padding-bottom:29px}
}
@media(max-width:360px){
.everly-blog .blog-wrap{width:calc(100% - 30px)}
.everly-blog .hub-intro h1{font-size:37px}
.everly-blog .topic-filters{gap:6px}
.everly-blog .topic-filters button{padding:8px 9px;font-size:11px}
.everly-blog .help-phone{display:block;margin:13px 0 0}
.everly-blog .without-feature .help-phone{margin:13px 0 0}
.everly-blog .article-hero h1{font-size:29px}
.everly-blog .article-toc ul{grid-template-columns:1fr}
.everly-blog .article-toc li{font-size:13px}
.everly-blog .footer-contact{margin-left:0;text-align:left}
.everly-blog .footer-nav{gap:17px}
}
@media(prefers-reduced-motion:reduce){.everly-blog *{scroll-behavior:auto!important;transition:none!important}}
@media print{
.everly-blog .site-header,.everly-blog .site-footer,.everly-blog .article-toc,.everly-blog .related-stories,.everly-blog .article-cta .button{display:none}
.everly-blog .blog-wrap{width:100%}
.everly-blog .article-hero{background:white;color:#102735}
.everly-blog .article-hero-image,.everly-blog .article-hero::after{display:none}
.everly-blog .article-hero-copy{width:100%;padding:15px 0}
.everly-blog .article-hero-inner{min-height:0}
.everly-blog .byline{color:#102735}
.everly-blog .article-layout{display:block}
.everly-blog .reading-canvas{background:white}
}

/* Readable subheads and checklists in expanded homeowner guides. */
.everly-blog .article-body h3{font-size:21px;line-height:1.35;margin:22px 0 8px;color:#102735}
.everly-blog .article-body ul,.everly-blog .article-body ol{padding-left:25px;margin:13px 0 17px}
.everly-blog .article-body li{padding-left:4px;margin:9px 0}
.everly-blog .article-body a{overflow-wrap:anywhere}